Wednesday, 31 August 2016

You can now buy airline tickets with monthly payments

Five new planes you may fly in soon

Dreaming of a vacation, but don't have the cash for the airfare? You can now pay for your plane tickets in monthly installments.

CheapAir.com has teamed up with financial services company Affirm to allow fliers to take out three, six and 12-month purchase plans to cover their airfare.
Here's how it works: After selecting flights on CheapAir, customers can choose to make monthly payments on the checkout page. They have to provide their name, email and street addresses, date of birth, cellphone number and the last four digits of their Social Security number to help Affirm run a credit check. The check will not affect a customer's credit score.
The interest rate on the loans are based on credit worthiness and range from 10%-30% APR.
The average APR on new credit card offers was 15.19% last week, according to CreditCards.com Weekly Credit Card Rate Report.
Travelers will get approval within seconds, according to CheapAir.com CEO Jeff Klee, and there's no limit on how many tickets you can request financing for. But financing is only available for tickets that are $100 or more.
The new payment method is aimed at travelers who don't have a credit card or can't afford their trip.
"When you want to take a vacation, it's a lot of money to put up out front and you might not be able to manage it all at once," said Klee. "Spreading it out ... makes it become more easy to manage."
Klee said CheapAir has been "aggressive" about embracing payment alternatives to credit cards. The website also allows customers to pay with Bitcoin and cash through Western Union.
"Anything that competes with credit cards I think is a good thing," he said. "This is one more option, and the more options, the better."
Despite more travelers hitting the skies, airfare prices have been dropping recently thanks to lower fuel costs and more capacity. Airlines have been expanding their routes and adding flights in the wake of lower oil prices.
Airfare prediction app Hopper expects airfare will continue its descent this fall, with domestic tickets decreasing 8.2% to hit $213 in October.
+CNN 
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Mega Millions: 1 winning ticket nabs $540 million jackpot

Friday's drawing produced one winning ticket for the seventh largest lottery jackpot of all time: A $540 million Mega Millions.

Lottery officials announced a single winning ticket for the grand prize had been sold in Indiana.The numbers from Friday's drawing were 8, 19, 20, 55, and 73. The mega ball was 5.
The lucky ticket holder, who has not yet come forward to claim the prize, has won the third largest Mega Millions pot in history.
It's the seventh biggest prize in U.S. lottery history, surpassing an August 2013 Powerball prize of $448.4 million.
The winning ticket was sold at a Speedway gas and convenience store located along one of Indiana's busiest state highways. No one has come forward yet to claim the prize.
Lottery officials and experts advise winners to get together a team of financial professionals before claiming the prize.
They also say winners should try to stay anonymous. While only a few states keep the names of lottery winners private, an individual can create a trust to claim the prize for them and stay under the radar.
In Indiana, the winner doesn't have to come forward immediately -- they have 180 days from the date of the drawing.
As with all top Powerball and Mega Millions prizes, the full $540 million sticker price of Friday's jackpot will only be paid out if the winner opts to receive the 30 annual installments. The cash value of the top prize is $380 million.
There may be more than one person behind the ticket. If that's the case, each individual in the group can decide whether to get their winnings as a lump sum or annuity.
The location that sold the winning ticket is also entitled to some prize money. The amount varies by state but Indiana offers sellers a 6% commission on "draw" lottery games like Mega Millions.
This is the third top-10 jackpot so far in 2016. In January, there were three winning tickets for a$1.58 billion Powerball jackpot -- by far the largest in history -- and a player in New Jersey won a$429.6 million Powerball jackpot in May
+CNN 
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Cadillac exec spills company strategy ... in the comments section of a blog


cadillac escala


General Motors unveiled the Cadillac Escala concept car in Pebble Beach, Calif. recently. It provides a preview of a new Cadillac "design language."

Talk about loose lips.

Car companies usually keep their plans for future model plans a closely held secret. But the head of General Motors' (GM) Cadillac division couldn't help himself when he read what he thought was an off-base blog post. He felt compelled to correct the writer in the comments section and, in the process, mapped out the company's product plans for the next few years.
Johann de Nysschen, president of Cadillac, was responding to a post on the car blog The Detroit Bureau
"I do not know the sources of your information, but must assume they cannot be very high ranking," de Nysschen wrote. "[C]ertainly they do not have access to the full spectrum of information."
Then de Nysschen, who is high ranking and does have all that information, proceeded to share it.
He laid out a product plan that includes at least two new crossover SUVs, which will be key since crossovers are the fastest-growing segment of the luxury market.
De Nysschen also mentioned the addition of some "New Energy" vehicles -- such as plug-in hybrid or electric vehicles. That makes sense, says Kelley Blue Book senior analyst Rebecca Lindland, since government fuel economy rules are getting stricter.
Finally, De Nysschen revealed that a new flagship model will not be a typical four-door sedan, indicating that it might, instead, be an ultra-luxury SUV.
De Nysschen admitted that all this may still change, however, since these plans have yet to be approved by GM's upper management and its board of directors. He indicated, though, that higher management has expressed confidence in the strategy for Cadillac.
Before taking over at Cadillac, de Nysschen was known to comment frequently in online discussions, said Lindland, so this spisode what something of a return to form.
Since taking over as head of Cadillac in 2014, the South African-born de Nyschen has made major changes to try to revive the brand's image as a desirable alternative to German luxury cars. Last year, he moved Cadillac's official headquarters from Detroit to a fashionable part of Downtown Manhattan in New York City.
Before joining GM to head Cadillac, de Nysschen had headed Nissan's (NSANY) Infiniti luxury brand and Volkswagen's (VLKPY) Audi brand. His strategy to spur sales at Cadillac has been to focus on product quality rather than heavy discounts, which undercut a high-end luxury image. So far this year, Cadillac sales are down about 8% compared to last year.
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Mark Zuckerberg makes first-ever visit to Sub-Saharan Africa


Mark Zuckerberg is getting serious about adding new "friends" in Africa.

The Facebook founder visited Sub-Saharan Africa for the first time on Tuesday, touching down in Lagos, Nigeria. He met with local businesses and developers in an effort to understand howFacebook (FB, Tech30) could "better support tech development and entrepreneurship across Africa," the company said in a statement.
His visit included a trip to a Yaba, known as the Silicon Valley of Nigeria, where he toured a coding camp for kids and met with about 50 local startup founders and developers at CcHub, a local innovation center.
Zuckerberg told CNN: "There's so much energy and so much potential here. I just want to walk around and meet folks."
mark zuckerberg africa nigeria lagos kids
As Zuckerberg walked down the street, he drew loud cheers from passersby.
Zuckerberg has been increasingly involved in African initiatives this year.
In June, his foundation -- the Chan Zuckerberg Initiative -- made a multi-million dollar investment in Andela, a two-year-old startup that trains African software developers and gives them full-time roles at international companies. Andela works out of headquarters in Lagos and Nairobi, Kenya -- so Zuck paid a visit to the Lagos office too.
Andela's director Seni Sulyman said it was a thrill to welcome Zuckerberg.
"Mark's visit demonstrates to all Nigerian developers and entrepreneurs that they've caught the attention of the tech world, and they are capable of succeeding on a truly global level," Sulyman said in a written statement.
Zuckerberg has also put his weight behind an initiative called "Free Basics," which provides free Internet access to cellphone users in under-served countries, including Zambia, Tanzania and Kenya.
It runs in more than 20 African countries and recently launched in Nigeria.
The "Free Basics" app -- which is run by Facebook's Internet.org unit -- allows cellphone users to access certain types of information related to areas like health care and employment.
However, the app is not without controversy. India's telecoms regulator blocked the service in February, saying providers must charge the same price for all content.
Critics have also argued that the program violates the central tenets of net neutrality, which stipulate that all Internet content and users should be treated equally. Cherry-picking free content isn't considered fair or right, according to the critics.
mark zuckerberg africa wifi
Facebook's 'Free Basics' app offers free Internet access to millions of people in more than 20 African nations.
Late last year, Zuckerberg and his wife Dr. Priscilla Chan publicly pledged to donate billions of Facebook shares to fund projects and charities that advance human potential and promote equality though their Chan Zuckerberg Initiative.
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Triple Blessing from God(August 31)

Triple Blessing from God
"To Timothy my true son in the faith: Grace, mercy and peace from God the Father and Christ Jesus our Lord." 1 Timothy 1:2.
Paul expresses his love and commitment to Timothy, his true son in the faith.  Faith in Jesus Christ is the foundation of Christianity and its believers are blessed with the grace, mercy and peace of God.
 
This triple blessing of Faith in God is:
1)  Grace. This word means favor, benevolence, and prosperity.  It describes the approval of God for all those who place their trust in Him as God their Father and Christ Jesus their Savior and Lord. The hymn Amazing Grace is probably one of the best known hymns in the world today and was written by a repentance ex-slave trader.
2) Mercy.  This word means pardon, forgiveness, and compassion towards an offender. Fr. Jack McArdle tells a story about God's forgiveness: "Imagine when you die and Jesus comes to meet you and shows you a video of your entire life. On the video you see all the good things you did. But there are also a number of blanks on the tape. You ask why there are such blanks on the tape of your life. Jesus tells you these were the times when you sinned and asked for God's mercy." When God forgives he completely blanks out our sins and does not remember them anymore.  
3) Peace. Peace is the consequence that comes from grace and mercy at work in our lives.  Peace with God comes when we ask God to forgive us from our sins.  The Peace of God comes because our conscience are clear of all guilt and fear.
 
The triple blessing of God is in your life with His grace, mercy and peace.  Believe and experience God's glory.
 
Kingdom Declaration:
I believe and experience the Glory of God with His grace, mercy and peace.
 
Read the Bible in One Year: Psalm 132-134; 1 Corinthians 11:17-34

@Dr pat Francis
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Tuesday, 30 August 2016

Falz ft chyn& Poe (Chardonnay music) official video

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Positive Note

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